Covernote

Turn your agent submissions
into clean, underwriter-ready
covernotes—instantly.

Covernote turns messy agent submissions into customized covernotes—capturing operations and loss history, and delivering them in the format your underwriters expect.

From email to underwriter-ready
— in minutes

1

Send your submission email

Forward any submission to submissions@covernote.co — PDFs, ACORDs, scanned apps, whatever you receive.

2

Covernote processes it

We organize the key details from every document — operations and loss history — no matter the format.

3

You get a clean summary

A customized covernote is delivered back to your inbox, complete with attachments, ready for your underwriters.

Built for wholesale brokers

Smart Exposure Handling

Understands whether to capture payroll, sales, units, or subcontractor costs—aligned with ISO GL logic.

Attachment Awareness

Provides a clear list of all documents included in each submission.

Customized Formatting

Delivers covernotes in your preferred format — labels, section order, and style tailored to your underwriter.

Handles Scanned Forms

Processes hand-filled ACORDs and messy scanned apps with ease.

Instant Delivery

Generates a polished covernote and sends it back to your inbox in seconds.

Built for Wholesale Brokers

Designed specifically for the unique needs of wholesale insurance professionals.

Simple, transparent pricing

All plans include full access and email-based delivery. No user logins required.

Core

$250/month

50 submissions

Custom formatting included
Email support
Full processing access

Enterprise

Custompricing

300+ submissions

Dedicated onboarding support
SLA guarantees
API access
High-volume discounts

Casualty Beta Testing

Now Open

We're working with select wholesale brokers and MGAs to refine Covernote for casualty lines. Participants receive early access and direct support.

Early Access

Be among the first to use Covernote for casualty submissions and shape its development with your feedback.

Priority Support

Work directly with our team for formatting adjustments, feature requests, and quick answers.

What's Next

Property and Professional Lines

Property and Professional Lines are in development. We're planning deployments for both, and we'd love to hear from teams interested in early access.

Want to help us move faster? Contact us to share your interest — and be part of shaping Covernote's future.

About Covernote

Covernote was built by insurance professionals with over 20 years of market experience. We understand the bottlenecks in submission intake and underwriting — and designed Covernote to solve them. We're starting with Casualty, where speed and accuracy in exposure handling matter most.

From agent emails and scanned ACORDs to loss history and complete submission packets, Covernote delivers clean, customized covernotes your underwriters can act on immediately.

Privacy First

Your data stays yours. We do not share, resell, or repurpose submission data — ever.

20+ Years Experience

Built by insurance professionals who understand your workflow.

Custom AI Solutions for Insurance

Covernote isn't just software — it's expertise. Beyond our platform, we build custom AI solutions for the insurance industry, tailored to the specific workflows of brokers, MGAs, and carriers.

We know insurance processes better than anyone, and we design automation that fits seamlessly into how your teams already work.